Top Reasons to Choose a Non-QM Loan
Explore flexible mortgage options designed for unique financial situations.
Our Non-QM Loans are built for self-employed professionals, real estate investors, and borrowers who don’t fit the traditional lending box — without compromising on opportunity or service.
Enjoy customized qualification options, faster approvals, and transparent lending built around your real income and assets.
Flexible Qualification Options
Qualify based on real financial strength — including bank statements, assets, rental income, or business cash flow.
Self-Employed & Investor Friendly
Perfect for entrepreneurs, real estate investors, and independent professionals with complex income structures.
No Tax Return Requirement
Apply without traditional income verification — we consider alternative documentation to evaluate your ability to repay.
Tailored Loan Programs
– Bank Statement Loans
– Asset Utilization Loans
– Investor Cash Flow (DSCR) Loans
– Foreign National Mortgage Options
Fast, Streamlined Process
Enjoy quick pre-approvals, minimal documentation, and personalized assistance from our Non-QM specialists.
Long-Term Stability
Get competitive fixed or adjustable-rate options designed for your financial flexibility and goals.
Who Can Apply
Our Non-QM Loans are ideal for:
– Self-employed borrowers or business owners
– Real estate investors with multiple properties
– Borrowers with irregular income or strong asset portfolios
– Individuals who recently experienced credit challenges but maintain repayment capability
Common Documentation Options
– 12 or 24 months of bank statements
– Proof of assets or investment holdings
– Rental income documentation (for DSCR programs)
– Valid identification and proof of residency
Quick Processing
Our experienced underwriting team ensures smooth approvals and fast closings.
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Simple, Transparent Process
Step 1 — Consultation
Connect with our Non-QM lending expert to discuss your goals and financial profile.
Step 2 — Document Review
Submit bank statements, asset proofs, or rental income documentation — no tax returns needed.
Step 3 — Loan Structuring
We match you with the best Non-QM program that fits your income pattern and repayment capacity.
Step 4 — Approval & Closing
Fast approval, secure closing, and ongoing support for all future loan needs.
Ideal for borrowers seeking homeownership or refinancing beyond conventional lending standards.
Personalized Loan Guidance
Our Non-QM experts work one-on-one with you to create a solution that reflects your true financial story.
Investor-Centric Options
Leverage property cash flow through DSCR programs and maximize your portfolio growth potential.
Flexible Documentation
Use bank statements, assets, or rental income — whichever best demonstrates your financial ability.
Fast Turnaround
Experience faster decision-making and closings compared to traditional mortgage processes.
Trusted Nationwide
Mortgage Property Investment partners with verified Non-QM lenders across the U.S., ensuring reliability and transparency.
Sunday: Open 24 hours*
Monday: Open 24 hours*
Tuesday: Open 24 hours*
Wednesday: Open 24 hours*
Thursday: Open 24 hours*
Friday: Open 24 hours*
Saturday: Open 24 hours*
