Top Reasons to Choose a DSCR Loan
Unlock new real estate investment opportunities without traditional income verification.
Our DSCR (Debt Service Coverage Ratio) Loans are built for property investors who qualify based on rental income — not personal tax returns.
Enjoy flexible loan programs, fast approvals, and nationwide access to investor-friendly mortgage solutions.
Qualification Based on Cash Flow
Your investment property qualifies based on its rental income — not your personal income or tax returns.
Ideal for Real Estate Investors
Perfect for borrowers with multiple rental properties or expanding investment portfolios.
No Income Documentation Needed
We assess your property’s performance using the DSCR formula, making the process simple and investor-friendly.
Flexible Loan Options
Choose from fixed or adjustable rates designed specifically for investment properties.
Key Advantages
– Qualify through property cash flow, not employment income.
– Available for single-family, multi-family, and short-term rental properties.
– No limit on property count for experienced investors.
– Fast approvals and simple underwriting.
Nationwide Programs
Access DSCR loan options across the U.S., backed by experienced lenders who understand investor financing.
Who Can Apply
– Real estate investors purchasing or refinancing rental properties.
– Borrowers with limited or complex personal income documentation.
– Clients seeking long-term or short-term rental financing.
– LLCs, corporations, or individual investors looking to expand portfolios.
Required Documentation
– Lease agreement or proof of rental income.
– Property appraisal and title documents.
– Proof of ownership or purchase contract.
– Identification and entity documentation (if applicable).
Streamlined Approval
Our investor-friendly team ensures quick evaluation and approval based on your property’s income potential.
For more details, please [Click here].
Simple Steps to Secure Your DSCR Loan
Step 1 — Discuss Your Goals
Connect with our DSCR loan specialists to review your property details and investment objectives.
Step 2 — Property Evaluation
We calculate your Debt Service Coverage Ratio (DSCR) — comparing rental income to loan payments.
Step 3 — Loan Structuring
Based on your DSCR score, we tailor loan terms that fit your investment cash flow and goals.
Step 4 — Approval & Closing
Experience a fast, streamlined approval process with transparent communication and smooth closings.
Ideal for: investors who want to grow their real estate portfolio without income verification barriers.
Investor-Focused Lending
Designed specifically for property investors — whether you own one rental or an entire portfolio.
Flexible Financing Options
Choose between purchase, refinance, or cash-out programs based on your investment strategy.
No Personal Income Verification
Your property’s income determines eligibility — offering unmatched flexibility for self-employed investors.
Fast and Efficient Process
Enjoy quick approvals and closings, allowing you to secure opportunities before the market shifts.
Trusted Nationwide Network
Mortgage Property Investment partners with top DSCR lenders across the U.S., ensuring reliable funding and investor-focused support.
Sunday: Open 24 hours*
Monday: Open 24 hours*
Tuesday: Open 24 hours*
Wednesday: Open 24 hours*
Thursday: Open 24 hours*
Friday: Open 24 hours*
Saturday: Open 24 hours*
